On my end, if I didn’t use almost 300 quartz to get Waver and another 90 to get a Poster Girl CE, I would be around 700. In my defense, I succeeded on both fronts, and having Waver means I can have access to a ton of 3T setups during the next lotto events, so I don’t regret it. Still, I’m only at 350 SQs with tomorrow’s cumulative login bonus, and according to my calculations I can at most amass about 550-ish quartz by the anniversary.
That won’t exactly give me amazing odds, but on the other hand, I have long since resolved myself to open my wallet, and I have quite a bit of Patreon money set aside to get Skadi in case my savings weren’t enough.
Also, on the topic of generosity, I’d say Dragalia Lost beats FGO by a country mile. Just by doing the recently added tutorial missions, you can get the equivalent of 100 free pulls and 7 free SSRs (4 adventurers, 3 dragons).
The only issue with that game though is that it has a meta that runs on amphetamines, and so even if you pull all the meta adventurers, dragons, and kit them out, they might become completely obsolete in a few months.
In that regard, FGO’s servants still have amazing longevity, with even the worst welfares being pretty damn good, and the best of them being meta-picks even years after their debut.